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After a series of fits and stops that threatened to derail a historic year, Colombia may finally be peace.

This time, Santos will send the agreement to Congress for ratification and skip the public vote.

"This agreement — renewed, adjusted, specified, and clarified — must unite us, not divide us," said President Juan Manuel Santos.

"I accept it, not in my own name, but in the name of all Colombians, especially the millions of victims," said President Santos.

The biggest risk for the economy is that Santos has now lost too much political capital to get tax reform passed this year.

Today, in a popular referendum, Colombians voted to reject a peace accord that was set to end 52 years of war with the FARC.

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FARC's removal from the terrorist group list "will open the door for Colombia to receive $600 million USD in EU aid for post-conflict refunding."

Lorenzo Garavito believes the best investment in Colombia is to bet on the consumer. Retail, restaurants, and grocery stores are all low-risk plays with good returns.

Santos: "I have come to the United Nations to announce — with my full voice and heart — that the war in Colombia is over."