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Florangel Alvarez says Colombian firms can stand out by using digital solutions to improve efficiency. And this, in turn, creates a "pretty good opportunity for companies like Kodak Alaris."

As the digital revolution transforms the economy, one megabank chairman warned his staff recently, “The industry faces more change in the next 10 years than there has been in the past 200.” So where will those banking changes emerge in 2015? Let’s use the familiar categories of...