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	<title>property investment &#8211; Finance Colombia</title>
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	<title>property investment &#8211; Finance Colombia</title>
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		<title>Colombia&#8217;s Earthquake History Teaches Property Buyers to Check the Building Code First</title>
		<link>https://www.financecolombia.com/colombias-earthquake-history-teaches-property-buyers-to-check-the-building-code-first/</link>
		
		<dc:creator><![CDATA[Andrea Guerra]]></dc:creator>
		<pubDate>Mon, 14 Sep 2026 21:46:26 +0000</pubDate>
				<category><![CDATA[Construction & Real Estate]]></category>
		<category><![CDATA[OpEd, Expert, or Guest Contribution]]></category>
		<category><![CDATA[Sponsored Content]]></category>
		<category><![CDATA[Aburrá Valley]]></category>
		<category><![CDATA[ais]]></category>
		<category><![CDATA[antioquia]]></category>
		<category><![CDATA[Asociación Colombiana de Ingeniería Sísmica]]></category>
		<category><![CDATA[bogotá]]></category>
		<category><![CDATA[building codes]]></category>
		<category><![CDATA[cali]]></category>
		<category><![CDATA[coastal Colombia]]></category>
		<category><![CDATA[Coffee Region]]></category>
		<category><![CDATA[colombia]]></category>
		<category><![CDATA[Colombian Earthquake-Resistant Construction Code of 1984]]></category>
		<category><![CDATA[construction permits]]></category>
		<category><![CDATA[due diligence]]></category>
		<category><![CDATA[earthquake-resistant construction]]></category>
		<category><![CDATA[foreign direct investment]]></category>
		<category><![CDATA[ground stability]]></category>
		<category><![CDATA[homeowners association]]></category>
		<category><![CDATA[medellin]]></category>
		<category><![CDATA[NSR-10]]></category>
		<category><![CDATA[NSR-98]]></category>
		<category><![CDATA[Pacific region]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[property maintenance]]></category>
		<category><![CDATA[real estate investment]]></category>
		<category><![CDATA[seismic risk]]></category>
		<category><![CDATA[soil studies]]></category>
		<category><![CDATA[structural engineering]]></category>
		<guid isPermaLink="false">https://www.financecolombia.com/?p=39090</guid>

					<description><![CDATA[A spectacular view may add significant value, but it also makes it important to understand the soil conditions, drainage systems and stability of the surrounding area....]]></description>
										<content:encoded><![CDATA[<h2>After the Earthquake: Investing in Colombia with Knowledge and Confidence</h2>
<p>Every time we feel <a href="https://www.financecolombia.com/colombia-declares-national-disaster-after-magnitude-7-4-earthquake-kills-at-least-111/" target="_blank" rel="noopener">an earthquake</a>—even one that lasts only a few seconds—we are reminded of something we often take for granted: the safety of the place we call home.</p>
<p>For anyone considering a real estate investment in Colombia, this concern is entirely understandable. Buying property is an important financial decision, but it also means choosing a place to live, build wealth or welcome other people. That is why investors should look beyond location, price and potential returns and also consider how and when the property was built.</p>
<div id="attachment_39121" style="width: 490px" class="wp-caption alignleft"><a href="https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra.jpeg"><img fetchpriority="high" decoding="async" aria-describedby="caption-attachment-39121" class="size-medium wp-image-39121" src="https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra-480x480.jpeg" alt="Andrea Guerra is a Medellín-based real estate advisor who helps local and international clients make informed property investments in Colombia. Passionate about Medellín and its transformation, she combines local market knowledge with a personal, transparent approach to guiding buyers through every stage of the process." width="480" height="480" srcset="https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra-480x480.jpeg 480w, https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra-960x960.jpeg 960w, https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra-250x250.jpeg 250w, https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra-768x768.jpeg 768w, https://www.financecolombia.com/wp-content/uploads/2026/09/Andrea-Guerra.jpeg 1254w" sizes="(max-width: 480px) 100vw, 480px" /></a><p id="caption-attachment-39121" class="wp-caption-text">Andrea Guerra is a Medellín-based real estate advisor who helps local and international clients make informed property investments in Colombia. Passionate about Medellín and its transformation, she combines local market knowledge with a personal, transparent approach to guiding buyers through every stage of the process.</p></div>
<p>Colombia has developed its earthquake-resistant building regulations over several decades. One of the first major milestones was the <a href="https://asosismica.org.co/" target="_blank" rel="noopener">Colombian Earthquake-Resistant Construction Code of 1984</a>. It was followed by the NSR-98 and the NSR-10, which strengthened and updated the technical requirements governing building design and construction.</p>
<blockquote><p>&#8220;Investing after an event like this should not mean buying out of fear. It should mean buying with better questions, reliable information and greater awareness.&#8221;</p>
<p>— Andrea Guerra, Real Estate Agent in Medellín, Colombia</p></blockquote>
<p>As investors, we should review the construction permit and determine which regulations applied when the project was approved. This does not mean that every older building is unsafe or that it must meet every requirement introduced years after it was completed.</p>
<p>Throughout Colombia, many older buildings were designed by architects and engineers with a solid, traditional approach to construction. Some offer robust structures, excellent materials and generous spaces that can be difficult to find in newer developments.</p>
<p>Nevertheless, age or an appearance of strength cannot replace a professional assessment. Maintenance, renovations and the building&#8217;s current condition must also be considered.</p>
<p>Each Colombian city and region has its own conditions. In <a href="https://www.financecolombia.com/tag/bogota/" target="_blank" rel="noopener">Bogotá</a>, it is important to understand the behavior of the soil in the specific area. In <a href="https://www.financecolombia.com/tag/cali/" target="_blank" rel="noopener">Cali</a> and the Pacific region, seismic risk deserves particular attention. In coastal cities, investors should consider the effects of humidity and salt exposure on building materials. In the Coffee Region and other mountainous areas, slopes and ground stability also need to be evaluated.</p>
<p>In <a href="https://www.financecolombia.com/tag/medellin/" target="_blank" rel="noopener">Medellín</a> and the Aburrá Valley, this final consideration is especially relevant. Our geography is shaped by mountains, steep hillsides and streams. A spectacular view may add significant value, but it also makes it important to understand the soil conditions, drainage systems and stability of the surrounding area.</p>
<p>As a real estate agent, I recommend that investors:</p>
<ul>
<li>Verify the construction permit and the building regulations applicable at the time.</li>
<li>Research the track record of the developer and the professionals involved.</li>
<li>Request the available soil studies, structural plans and technical documentation.</li>
<li>Review recent homeowners&#8217; association or building-management records for references to repairs, water damage, cracks or inspections.</li>
<li>Consult a structural engineer whenever there is a genuine concern.</li>
</ul>
<p>It is also important not to panic whenever a crack appears. Some cracks affect only finishes, while others require specialized attention. The responsible approach is neither to ignore them nor to draw conclusions without professional advice.</p>
<p>To me, a good investment is not simply the property promising the highest appreciation or rental return. It is one that allows us to make an informed decision and feel confident about what we are buying.<a href="https://www.financecolombia.com/wp-content/uploads/2026/09/Screenshot-2026-09-14-164359.png"><img decoding="async" class="alignright size-full wp-image-39124" src="https://www.financecolombia.com/wp-content/uploads/2026/09/Screenshot-2026-09-14-164359.png" alt="" width="412" height="211" /></a></p>
<p>Andrea Guerra<br />
Real Estate Agent in Medellín, Colombia https://teconnectainmobiliaria.co/</p>
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