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Banco De Bogotá launches 7th Small Business ‘PYME’ Event in Medellín This Week

For the seventh year, Banco de Bogotá will host the “VII Feria Mundo Pyme,” or “Small Busines World Fair” in Plaza Mayor, Medellín. The event will take place from Monday the 23rd to Wednesday the 25th of April, and is directed at small, medium and microbusinesses and their entrepreneurs. Juan Carlos Amezcua,...
Posted On April 21, 2018
, By Loren Moss
fintech village capital paypal blackrock citibanamex latin america (Photo Credit: CafeCredit.com)
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Three-Month Fintech Accelerator on the Hunt for LatAm-Focused Startups in Bogotá, Mexico, Regional Capitals

The top companies will only get $15,000 USD in funding, but they will also receive mentorship during their stay in Mexico City.
Posted On April 13, 2018
, By Jared Wade
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Uruguayan App Developer UruIT Publishes Book on Machine Learning for Executives

"It is difficult to see a domain where it couldn’t be applied nowadays," said Waldemar López of UruIT about the future of machine learning adoption.
Posted On April 5, 2018
, By Jared Wade
bancolombia
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Bancolombia Becomes Partner of Plug and Play Fintech Program in Silicon Valley

Other leading partners include Deutsche Bank, Credit Suisse, Deloitte, MUFG, USAA, and Banco do Brasil
Posted On March 20, 2018
, By Jared Wade
Alex Terry, CEO of Conversica. (Credit: Conversica)
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AI Sales Lead Development Firm Conversica Acquires Chilean Startup Intelligens

"The conversational AI space is exploding," says Alex Terry, CEO of Conversica.
Posted On March 2, 2018
, By Jared Wade
Whatsapp is expected to be the primary customer service support for the chatbots operated in Colombia by Chocolate Chatbot. (Photo credit: Webster2703 / Pixabay)
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Spanish Agency Chatbot Chocolate Sets Up Shop in Bogotá to Expand AI-Based Customer Service to Latin America

The Spanish firm operates a software system that provide 24/7 customer support through messaging services such as Whatsapp.
Posted On February 7, 2018
, By Jared Wade
World Economic Forum brings UpLink initiative for startups to Latin America. (Photo credit: StartupStockPhotos / Pixabay)
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World Economic Forum, International Finance Corporation Bring ‘UpLink’ Startup Accelerator Program to Latin America

The selected startups will get the opportunity to attend the World Economic Forum on Latin America in March in São Paulo.
Posted On January 21, 2018
, By Jared Wade
IRPA AI medellin colombia ruta n (Credit: Ruta N)
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Automation and Artificial Intelligence Organization to Launch Center of Excellence in Medellín

“We want AI to be a new source of high-quality jobs and income for our people," said Elkin Echeverri, director of planning and prospective at Ruta N.
Posted On December 7, 2017
, By Jared Wade
Bogotá AI City AI
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Bogotá AI Hosts First Meeting to Advance Business Applications of Artificial Intelligence in Colombia

"We want everyone to discover the possibilities of artificial intelligence," said Juan Camilo Nates, ambassador for Bogotá AI.
Posted On November 28, 2017
, By Jared Wade
andres finnosummit
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Interview: Colombia Fintech Startups Alegra and Bankity to Compete for Funding at Finnosummit in Miami Next Week

"Fintech investments are on the rise in Latin America, growing 31%, in terms of dollars, and 81%, in terms of deal count, in 2016."
Posted On November 3, 2017
, By Jared Wade
AWS Summit 2013 in New York at the Javits Convention Center. (Photo Credit: Raysonho @ Open Grid Scheduler / Grid Engine)
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Interview: Marcos Grilanda of Amazon Web Services Explains Why the Company Opened an Office in Colombia

Over the past decade, the cloud has moved from something that was something of a novelty to an essential business service. Before, what was seen as a tech-world phenomenon that some companies found use for is now simply a part of the everyday fabric of operations. Amazon Web Services (AWS) has become one of the...
Posted On October 2, 2017
, By Loren Moss
fintech village capital paypal blackrock citibanamex latin america (Photo Credit: CafeCredit.com)
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Three Colombian Fintech Startups Chosen for Village Capital’s Latin American Accelerator Program

ePayco, RapiCredit, ESCALA Educación will compete against their regional peers for $75,000 USD in startup funding.
Posted On September 1, 2017
, By Jared Wade
ruta n alejandro franco colombia medellín
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Medellín’s Ruta N Partners with Innovation Hub at the University of Miami

“Medellín has stood out as a pacesetter, not only in Colombia but in Latin America," said Natalia Martínez-Kalínina of the Cambridge Innovation Center.
Posted On August 13, 2017
, By Jared Wade
SENA Colombia Fondo Emprender
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SENA’s Fondo Emprender to Provide $12 Million USD in Startup Funding in Colombia

SENA expects Fondo Emprender to fund around 420 entrepreneurial ideas that will create more than 2,000 new jobs.
Posted On August 11, 2017
, By Alejandra Dueñas
Medellín: Ben Casnocha, a veteran of Silicon Valley as an executive and author, spoke at the WOBI
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Interview: Medellín Has Tech Talent – Colombia Now Needs a Support System for Startups to Scale

"You need a bunch of other expertise around the table in addition to raw engineering talent," says Casnocha. "There is still work to be done in terms of the human capital."
Posted On July 22, 2017
, By Jared Wade
colombia startup apes cititaxi campus kiwi
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Colombia Startup & Investor Summit Accepting Applications for 2017 Edition

Select startups will receive mentorship, a spot in the Google Developers Launchpad program, and the chance to pitch their business to around 30 investors.
Posted On June 28, 2017
, By Jared Wade
Oracle_Redwood_City NetSuite Colombia Latin America Data Center Field Office
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Oracle’s NetSuite Global Business Unit to Open Field Office in Colombia

NetSuite's global push is primarily focused on adding data centers, but it is also adding 13 field offices across the world.
Posted On May 1, 2017
, By Jared Wade
jeff bezos amazon web services colombia bogota
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Amazon Web Services Opens Office in Bogotá

Amazon Web Services highlighted the "growing demand and acceleration of cloud computing services" in the country.
Posted On January 20, 2017
, By Jared Wade
fedex
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FedEx Partners with Nonprofit to Launch Small Business Education Program in Colombia

"Our objective in that area is to advance women and minority-owned small businesses globally," said Jenny Robertson of FedEx.
Posted On November 18, 2016
, By Jared Wade
colombia startup apes cititaxi campus kiwi
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Inventory Tracking Company Apes Wins Big at Record-Breaking Colombia Startup Summit

More than 1,500 attendees gathered in the capital for the fourth edition of Colombia Startup.
Posted On October 17, 2016
, By Jared Wade
lorenzo garavito helm colombia
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Interview: HBI’s Lorenzo Garavito Says Colombia’s Traditional Business Structures Becoming More Sophisticated, Engaging Investment Banks

Lorenzo Garavito believes the best investment in Colombia is to bet on the consumer. Retail, restaurants, and grocery stores are all low-risk plays with good returns.
Posted On September 26, 2016
, By Loren Moss
colombia sergio escobar aci medellin
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Q&A: Sergio Escobar of ACI Medellín Wants to Make Medellín a More Modern, More Digital City

"This service business is going to be the new starting point that will make Medellín a more modern, more digital, less polluted city," says Sergio Escobar of ACI Medellín.
Posted On September 12, 2016
, By Loren Moss
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Colombia and Switzerland Launch $18 Million USD Program to Support Small Businesses

The new "SeCompetitivo" program aims to increase local competitiveness through reforms and strengthening the value chain.
Posted On August 5, 2016
, By Jared Wade
Jobsity Andres Garzon
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Q&A: Jobsity’s Quest to Find Tech Talent Has Taken the Company from New York to Medellín

Andrés Garzón and Santiago Castro discuss Jobsity's journey, the benefits of exploiting niches like Drupal, and how values-based hiring has helped the company grow the right way.
Posted On July 11, 2016
, By Loren Moss
ruta n alejandro franco
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Interview: New Ruta N Chief Alejandro Franco Unveils His Ambitious Goal of Creating 9,000 Jobs

Colombia's most successful startup accelerator has set ambitious goals for growth as it strives to transform Medellín into a knowledge economy.
Posted On June 9, 2016
, By Loren Moss
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Interview: UruIT’s Marcelo Martinez Explains Why Uruguay’s Top IT Firm Picked Medellín, Colombia, to Anchor Its Global Expansion

"There’s an ecosystem of technology companies here, and that goes to show that there must be talent" says Marcelo Martinez of UruIT.
Posted On May 10, 2016
, By Loren Moss
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Caribbean Investment Summit Seeks To Attract Foreign Direct Investment, Boost Exports

The Inter-American Development Bank (IDB), the Caribbean Association of Investment Promotion Agencies (CAIPA), and the Caribbean Export Development Agency (CEDA) are organizing the Caribbean Investment Summit 2016 to increase foreign direct investment (FDI) by helping investors locate to the Caribbean in order to...
Posted On May 9, 2016
, By Loren Moss
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Level 3 Activates New Pacific Subsea Fiber Optic Cable Route Landing Into Buenaventura, Colombia

Level 3 Communications, Inc. (NYSE: LVLT) has announced the activation of a new subsea cable landing station giving Colombia a Pacific Ocean route to connect to its international network. The new landing station enhances Colombia’s options for redundancy and removes sole reliance on traditional connectivity via...
Posted On April 3, 2016
, By Loren Moss
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Digital Marketing Agency Demand Frontier Stakes Claim In Medellín, Sees Rapid Growth

Demand Frontier is a digital marketing agency founded in Texas, with a rapidly growing outpost in Medellín. The business-to-business firm services Fortune-500 companies from both locations, but sees Colombia as key to its plans for growth. Finance Colombia executive editor Loren Moss had a chance to speak with...
Posted On February 28, 2016
, By Loren Moss
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Software Developer Rainbow Tree, Conceived in Chicago, Chooses Medellin’s Ruta-N As Home Base

Rainbow Tree is a software company dedicated to providing early childhood education software that engages young learners, and can be utilized in a scholastic or home environment. Conceived in the US, Rainbow Tree’s founders decided to stake their claim in Medellin’s Ruta-N; a business incubator and entrepreneurial...
Posted On February 16, 2016
, By Loren Moss
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Bogotá Design Festival Returns March 1-5

Various locations throughout the north side of Bogotá will host events that together make up the second annual Bogotá Design Festival, to take place from March 1-5.  The free event seeks to connect citizens and visitors of Colombia with design and innovation, also to contribute to the cultural, creative, and...
Posted On February 15, 2016
, By Loren Moss
Epson LabelWorks LW-400 Label Maker
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Quick Look: Epson LabelWorks LW-400 Office Label Maker

Offices, laboratories, and industrial sites all need to create labels from time to time, and for some entities, all the time. Whether for professionalism, aesthetics, or safety, label makers have become indispensable in these environments. As a commercial sample, Epson Colombia provided Finance Colombia with their...
Posted On January 3, 2016
, By Loren Moss
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Exclusive: PayPal Reveals Its New Colombia Strategy & Embrace Of Small Exporters

2015 was an eventful year for PayPal in Colombia. Just a month after announcing it was re-evaluating its operations in Colombia, and ceasing domestic payments between users, it turned around and announced an exclusive agreement with Colombian bank Davivienda geared towards merchants. Finance Colombia’s executive...
Posted On December 30, 2015
, By Loren Moss
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Cali Entrepreneurs Win Grupo Aval’s Fintech Challenge 2015 With Real Estate App Concept

Grupo Inmovis entered and won Colombian banking conglomerate Grupo Aval’s third annual financial technology innovation challenge, with their mobile real estate app Avanca. “How do I find the perfect house according to my budget?” is the question Inmovis hopes Colombians will answer with their Avanca app. Christian...
Posted On December 22, 2015
, By Loren Moss
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Interamerican Development Bank Opens Demand Solutions Competition For Startups

The Interamerican Development Bank has launched a call to participate in the fifth edition of Demand Solutions: Ideas for Improving Lives, a series of innovation events hosted by the Inter-American Development Bank (IDB). The call for entries will remain open until February 1, 2016. The contest is open to the most...
Posted On December 21, 2015
, By Loren Moss
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Brasil’s Rapiddo Takes Stake in Colombia’s Mensajeros Urbanos

Brasil’s Rapiddo has taken a stake for an undisclosed sum in Colombian startup Mensajeros Urbanos, Finance Colombia has learned. The Colombian startup, incubated in Telefonica’s  initiative titled Wayra Colombia, provides express messenger and delivery services, along with a web based ordering and tracking system....
Posted On December 15, 2015
, By Loren Moss
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Epson Launches EcoTank L220 & L365 Printers For Colombia’s Small / Remote Office Market

Epson has announced the launch of its L220 and L365 Ecotank inkjet printers in Colombia, designed for the small office and consumer environment. Like other Ecotank printers, the print system is based on discrete CMYK ink tanks and permanent print heads, eliminating the reliance on inkjet cartridges. This results...
Posted On November 24, 2015
, By Loren Moss
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Alternative Agricultural Investments To Be Showcased At Agri Investment LATAM 2015

Roughly 20 alternative agricultural and sustainable forestry investments will be presented to national and international investors this Thursday during the Agri Investment Latam symposium at the Hilton Bogotá (from 8am to 8pm), sponsored by Agrofuturo and ColCapital. Colombian agriculture presents a great...
Posted On November 10, 2015
, By Loren Moss
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Move Over Vistaprint, Colombian Online Printing Provider ‘Printu.co’ Launches In Bogotá

Online printing services provider Printu.co launched last month in Colombia, an website providing printing services via an online ordering model geared towards small and medium sized businesses. Based in Bogotá, the site, run by sibling entrepreneurs Julián Montejo and Adriana Montejo, claims to already service...
Posted On November 9, 2015
, By Loren Moss
Gifliola Aycardi, Nicolas Loaiza, bodytech
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Gala Fetes 2015 Endeavor Colombian Entrepreneurship Award Winners

The Country Club of Bogota was the host for the Second Endeavor Colombia Gala on the 28th of October, bringing together 200 business leaders dedicated to promoting social development by leveraging the the high impact of entrepreneurship. In addition to the business leaders participating in the event, Colombian...
Posted On November 9, 2015
, By Loren Moss
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Data & Cloud Services Provider Rackspace Arrives In Colombia, Allies With Praxis

Market leader Rackspace (NYSE: RAX) has announced its formal entry into the Colombian market, after first establishing a Latin American beachhead in México City in 2014. The hosting provider has had a presence in Latin America for a decade, offering managed hosting from its San Antonio, Texas headquarters....
Posted On October 23, 2015
, By Loren Moss
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Spanish CRM Software Firm Selects Bogotá As LatAm Headquarters

CRM (Customer Relationship Management) software company ForceManager has opened a Bogotá Colombia office to serve Colombia and the Andes market, after over a year of preparation. ForceManager already has clients in 22 countries and the software works in five languages: English, Spanish, French, Portuguese and...
Posted On October 18, 2015
, By Loren Moss
Paypal is pulling out of Colombia
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Breaking News – Paypal Returns To Colombia Via Exclusive Davivienda Alliance

Less than a month after announcing that it was suspending domestic activity in the Colombian market, Finance Colombia has learned that Paypal and Davivienda, a major Colombian bank, plan to announce an alliance this week that makes Davivienda the exclusive banking channel for merchants to accept Paypal as a method...
Posted On October 10, 2015
, By Loren Moss
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Kuepa Buys Bogotá Based First Class English, Raises Additional $3 Million USD To Fuel Latam Growth

Online learning and workforce development firm Kuepa.com has grown its Colombian presence by taking a majority stake in Colombian language school First Class English, which provides educational programs, test preparation, and exams for the corporate market in Colombia. First Class English has graduated over 10,000...
Posted On September 14, 2015
, By Loren Moss
Toronto from Lake Ontario - courtesy Pixabay
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ProColombia, MinTIC TO Hold “Colombia Bring IT On” Business Event in Toronto In October

ProColombia and the Colombian Ministry of Information Technologies and Communications will host the first technology focused Business Matchmaking forum to pair roughly 70 Colombian companies with an expected 150 to 200 Canadian and US buyers and investors October 28 and 29, 2015 in Toronto. The invitation-only...
Posted On September 14, 2015
, By Loren Moss
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Bogotá’s Nivel Siete Acquired By Blackboard

Washington DC based Blackboard today announced the acquisition of Bogota based Moodle solutions provider Nivel Siete. By merging, the two companies expect to be able to offer more services and solutions to organizations that leverage Moodle, and support a greater number of learners to achieve their educational...
Posted On August 13, 2015
, By Loren Moss
Epson Ecotank L555 SOHO Inkjet Printer
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Epson Demonstrates Cartridge-Free Printers In Bogotá By Offering Free Photograph Printing To Public

Epson is promoting its new line of cartridge free inkjet printers designed for SOHO (Small Or Home-Office) environments by offering free prints of photographs or documents to the public at certain locations throughout Bogotá. The “Ecotank” system is built into a line of printers that use refillable tanks instead...
Posted On July 31, 2015
, By Loren Moss
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ID Global Solutions Purchases Colombia’s MultiPay SAS – CEO Thomas Szoke Talks Strategy

Soon after closing a round of convertible debenture financing, Longwood, Florida based ID Global Solutions Corporation has announced its purchase of Bogotá’s MultiPay S.A.S.via a stock swap.  MultiPay is a payment gateway and IT services provider that offers transactional routing, payment gateways, electronic...
Posted On July 31, 2015
, By Loren Moss
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US Filter Manufacturer Donaldson Buys Bucaramanga’s Partmo

MINNEAPOLIS–(BUSINESS WIRE)—Wisconsin based vehicular filter maker Donaldson Company, Inc. (NYSE:DCI), has announced this month the agreement to acquire 100% of Industrias Partmo S.A. Partmo, a $15 million (USD annual revenues) manufacturer of replacement air, lube and fuel filters in Bucaramanga, Santander....
Posted On July 26, 2015
, By Loren Moss
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Axon Partners Group’s Amerigo Ventures Pacifico Fund Takes Stake In Digital Media Provider Enmedio

Colombian digital signage company Enmedio has received a funding round of up to $4 million USD in the next 24 months by Madrid-based Axon Partners Group. Enmedio uses digital screens placed in public and private locations to display advertisements, news, information and entertainment content. The investment with...
Posted On July 19, 2015
, By Loren Moss
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Endeavor Colombia Partners With Medellin’s Ruta N To Promote Paisa Entrepreneurship

Endeavor Colombia has launched its regional operations in Medellín along with the city’s flagship business incubator, Ruta N. Endeavor Colombia, a nonprofit organization promoting high impact entrepreneurship, hopes to compliment Ruta N’s business incubation ecosystem and contribute to the city’s economic...
Posted On July 13, 2015
, By Loren Moss
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CPGroup Latin America Search Firm Forms Alliance With The Caldwell Partners International

Toronto based executive search firm The Caldwell Partners International Inc. (TSX: CWL) today announced a significant expansion into Latin America by forming a strategic alliance with CPGroup Latam Ltd., a company founded by the partners that established and led the Latin American operations of CTPartners. Through...
Posted On July 13, 2015
, By Loren Moss
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Medellín To Host 1st Latin America / Caribbean SME Financing Innovation Forum

Although small and medium-sized enterprises (SME) are the main driving force behind the economy of Latin America and the Caribbean, their main barrier to growth is a lack of access to resources. The financing gap for SMEs in the region is estimated at between $210 billion and $250 billion. Recent innovations, new...
Posted On June 28, 2015
, By Loren Moss
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Table Trac Signs Significant Casino IT Deal With Colombian Operators

Table Trac, Inc. (OTCQB: TBTC), a developer and provider of casino information and management systems that automate and monitor the operations of casinos, announced this month that it will be providing its CasinoTrac Casino Management System to new multiple site gaming operators in Colombia. “Today I am...
Posted On June 28, 2015
, By Loren Moss
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Bogotá Launches a New Version Of Its Specialized App For Foreign Investors, Entrepreneurs

The city of Bogota has launched a new version of its specialized application for foreign investors seeking business opportunities in the city’s priority sectors: services sector (IT services, BPO and shared services, creative industries, business services and consulting, services for the petroleum and gas...
Posted On June 28, 2015
, By Loren Moss
Archives courtesy of lropekk_pl - Pixabay
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Colombian Entrepreneurs, Organizations May Apply For EMC Heritage Trust Information Preservation Grants

EMC Corporation (NYSE: EMC) announced today that the 2015 EMC Heritage Trust Project is now accepting nominations for grants. Grants will support projects that practice and encourage the stewardship of cultural information in local communities around the world. To date, EMC has recognized more than 45 projects...
Posted On May 22, 2015
, By Loren Moss
Finance Colombia's Loren Moss speaks with Blockwise's Evangelina Colasso
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Why Would A Gaming Software Company Co-Founded By An Argentine In Brasíl Move Everything to Medellín, Colombia?

Blokwise, also known as BW Studios, has developed video game and animation work for South American brands such as Haceb and Pilsen, as well as global entertainment giants like TNT and the Cartoon Network. A company like this could probably operate anywhere, whether in Brasíl where it initially located due to the...
Posted On April 20, 2015
, By Loren Moss
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Ruta N Technology Incubator Anchors Medellin’s Innovation District, Driving Business Growth And Social Inclusion

While Colombia’s center of government may rest in Bogotá, the second largest city of Medellín has always been an economic engine and home to some of Colombia’s largest enterprises. Free of the confrontational politics and scandal that have often plagued the country’s capital, Medellin has for at least the past...
Posted On April 13, 2015
, By Loren Moss
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Inter-American Investment Corp (IIC) Launches New Free Mobile App to Advise LatAm/Caribbean Entrepreneurs

The Inter-American Investment Corporation (IIC) has launched its first mobile app, geared towards business owners in Latin America and the Caribbean. FINPYME is designed to help small business owners and executives improve their competitiveness and access advisory services on the go. This app comes with a...
Posted On March 16, 2015
, By Loren Moss
Vive Agro founding brothers Pablo Arbelaez (left), and Juan Felipe Arbelaez (right)
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ViveAgro Founders Felipe & Juan Pablo Arbelaez Revolutionizing Colombia’s Freshcut Supply Chain, Selected As Endeavor Entrepreneurs Of The Year

Above photo: ViveAgro Founders Juan Pablo Arbelaez & Felipe Arbelaez During the celebration of Global Entrepreneurship Week recently, the two brothers Felipe and Juan Pablo Arbelaez, founders of Vive Agro, were selected by Endeavor Colombia as the 2014 Endeavor Entrepreneurs. Local panelists on the selection...
Posted On February 16, 2015
, By Loren Moss
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In the Shadow Of The Expedia Orbitz Merger, Colombia’s Undertrail Focuses On A Growing Market

The big travel news across the globe today has been the Expedia Orbitz acquisition, which many analysts say is taking place to compete against Priceline. While the global travel market continues to grow and evolve, there are still many targeted niches, whether that be type of traveler, geographic area, or even...
Posted On February 12, 2015
, By Loren Moss
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Exclusive Interview: InnoSocial’s Natalia Cortes Discusses Social Entrepreneurship

Colombian Nonprofit Fundacion InnoSocial held their first “International Congress of Personal Branding, Entrepreneurship, & Digital Marketing in Bogotá last month. The event, the first of its kind, was designed to bring together students, business people, aspiring entrepreneurs, and digital marketers to...
Posted On February 9, 2015
, By Loren Moss
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FedEx Study: Colombian Consumers Prefer Small Retailers, While Catalogs Drive Online Shopping

A new study commissioned by FedEx and conducted by Forrester Consulting reveals that online shopping has largely taken hold in Colombia, and other Latin American markets. Worldwide, online shopping has exceeded $1 trillion (USD) per year, and is forecast to double again in four years. The study, “Seizing The...
Posted On February 9, 2015
, By Loren Moss
Kevin Whitaker, U.S. Ambassador to Colombia with Ximena Agudelo
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US Ambassador Accepts Invitation By Farm Worker, Visits Rionegro Flower Farm

In January, Ximena Agudelo, a Colombian flower worker at the ‘Flores la Esmeralda’ farm near Medellin, sent a hand-written letter to Kevin Whitaker, the U.S. Ambassador to Colombia, thanking the United States for supporting her country’s flower industry. She wrote, “I invite you to visit...
Posted On February 6, 2015
, By Loren Moss
Courtesy Stevepb - Pixabay
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What Colombia’s New Tax Reform Means For You

Through the enactment of Law 1739 of December 23rd, 2014, the Colombian Tax Code was modified and certain mechanisms were created in order to avoid tax evasion. Below are the most relevant issues of the new Tax Reform: WEALTH TAX Taxpayers: Individuals and companies that are income tax taxpayers, as well as...
Posted On January 27, 2015
, By Oscar Jimenez
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Colombian Tax Expert Discusses Forming A Business In Colombia, Tax Ramifications

There are several ways by which a legal entity may be structured under Colombian law, depending upon the circumstances and needs of the foreign investor. In this sense, and even though the following are not the only ways by which a legal entity can be structured in Colombia, they do constitute the most common for...
Posted On January 27, 2015
, By Oscar Jimenez

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